Skip to content
My Contractor Mortgage

Mortgages

First-time buyer

A first home, with a contract rather than a salary as the starting point.

Buying a first home on a day rate is a different conversation from a PAYE application. The deposit, the contract and how you are paid — umbrella, payroll or your own company — all matter. We sort the lending side so you can concentrate on the property, including gifted deposits where a lender will accept them.

  • Inside IR35 and outside IR35 both in scope
  • Deposit, contract length and time left on the assignment
  • Gifted deposits explained where a lender allows them
  • The illustration on this site is not a decision in principle
Discuss this with us